Holiday Shopping Privacy Tips
The holiday season creeps up on us earlier and earlier each year, doesn’t it? It seems like department stores start decking their halls the day after Halloween, so here are some shopping tips from the Privacy Rights Clearinghouse. This is just a quick rundown. Read the detailed list here.
▪ When shopping online, make sure that the Web site uses encryption technology before you provide your personal information. Encryption scrambles the information you send, such as your credit card number, in order to prevent computer hackers from obtaining it en route.
▪ The safest way to shop on the Internet is with a credit card. In the event something goes wrong, you are protected under the federal Fair Credit Billing Act. You have the right to dispute charges on your credit card, and you can withhold payments during a creditor investigation.
▪ Be sure to check out a Web site’s privacy policy before providing any personal information online. You can also learn what type of information is gathered by the Web site, and how it is — or is not — shared with others by reading its privacy policy. A link to the privacy policy is often found at the bottom of the site’s home page.
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